Under the hood of the AgriRisk Intelligence Engine.
How we synchronize satellite constellation imagery, national meteorological forecasts, biophysical plant growth curves, and Claude 3.5 Sonnet into deterministic bank underwriting artifacts.
Multi-Source Spatial Agrometeorology
Synchronizing national meteorological station feeds with global satellite earth observation.
Resolusite fuses BMKG 10-day dasarian rainfall forecasts, Copernicus Sentinel-2 multispectral NDVI imagery, and ESA CCI 0–30cm soil moisture data into a unified asset-level risk stream.
120-Day Phenological Cycle Convergence
Aligning water sensitivity curves directly with meteorological anomaly forecasts.
Traditional models look at seasonal averages. Resolusite pinpoints the exact 20-day critical reproductive window (flowering & heading) where water deficits cause irreversible empty-grain panicle loss.
Verifiable Claude 3.5 Sonnet Reasoning Engine
Zero-hallucination multi-variable reasoning with verifiable document citations.
Claude 3.5 Sonnet correlates environmental stress with cooperative financial history and off-take contracts. Every finding is anchored to an official document citation with exact page and clause numbers.
Automated Bank-Grade Credit Risk Memorandum
Institutional memorandum generation with 4-scenario stress testing matrices.
Transform complex climate hazard analytics into standardized credit committee memorandums (Bank Mandiri MEMO-AGRI format), complete with radar scorecards, pre-disbursement covenants, and printable PDF exports.
Traditional Agricultural Underwriting vs. Resolusite Copilot
How forward-looking biophysical modeling eliminates the blind spots of legacy credit scoring.
| Dimensi Analisis Risiko | Metode Konvensional Bank | Resolusite AgriRisk Copilot |
|---|---|---|
| Data Iklim & Cuaca | Rata-rata curah hujan tahunan makro, tidak mendeteksi anomali dasarian. | Proyeksi curah hujan dasarian BMKG + anomali SPEI 3-bulanan real-time. |
| Sensitivitas Fase Tanaman | Diasumsikan flat dari tanam hingga panen (tidak ada bobot fenologi). | Pemetaan 120-hari siklus fenologi dengan peringatan jendela kritis bunting (H+45–H+65). |
| Uji Stres Arus Kas (DSCR) | Statis berdasarkan laporan laba rugi tahun sebelumnya. | Simulator reaktif instan: defisit hujan, delay panen, dan diskon harga offtaker. |
| Penyusunan Kovenan Kredit | Klausul generik tanpa keterikatan kondisi iklim fisik lapangan. | Kovenan terarah: wajib polis Jasindo, pencairan bertahap, dan escrow offtaker otomatis. |
Start underwriting climate risk today.
Join Southeast Asia’s leading agricultural banks and parametric insurers modernizing seasonal credit with Res-Face.
Dossier #SUB-01 ready for credit committee sign-off. DSCR: 1.82x.
NDVI scan verified: 0.74 peak vigor across 320 Ha parcel.
Tranche 2 disbursement (Rp 1.71B) unlocked upon vegetative check.